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SIP Calculator
Calculate SIP growth with compound returns over time.
SIP estimate
Total invested amount
600,000.00
Estimated returns
561,695.38
Total value (final amount)
1,161,695.38
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Frequently asked questions
Common questions about this tool.
A Systematic Investment Plan (SIP) means investing a fixed amount at regular intervals (like monthly or quarterly) instead of a one-time lump sum.
It applies the standard compound-interest SIP future value formula using your interval, expected annual return, and duration.
Total invested is the sum of all your contributions over the selected duration, before growth.
Estimated returns are the gains above your principal invested amount, based on the expected annual return rate you entered.
No. It is an estimate based on a constant expected rate. Actual market returns can vary year to year.
Yes. You can switch investment interval to monthly, quarterly, semi-annually, or annually.
The final value equals total invested amount because no compounding gain is applied.
Different tools may assume contributions at beginning/end of each period or use different rounding rules, which can slightly change outcomes.